Introduction

Welcome to LoanGuruIndia.com ("we," "us," or "our"). LoanGuruIndia.com is a unit of Navodyalaya ("Company"), and we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, www.loanguruindia.com (the "Site"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Information We Collect

Personal Data

We may collect personally identifiable information (PII) that you voluntarily provide to us when you

• Register on the Site
• Apply for a loan or financial product
• Subscribe to our newsletter
• Contact us for customer support

Personally identifiable information may include:

• Name
• Email address
• Phone number
• Mailing address
• Financial information (e.g., income, credit score)

Non-Personal Data

We may also collect non-personally identifiable information (non-PII) about you whenever you interact with our Site. This may include:

• Browser type
• Device type
• IP address
• Operating system
• Browsing history
• Other technical information

Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to track the activity on our Site and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

How We Use Your Information

We use the information we collect in the following ways:

• To provide, operate, and maintain our Site and services
• To improve, personalize, and expand our Site and services
• To understand and analyze how you use our Site and services
• To process your transactions and send you related information
• To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the Site, and for marketing and promotional purposes
• To process your loan applications and other financial products
• To detect and prevent fraud
• To comply with legal obligations

How We Share Your Information

We may share your information in the following situations:

• With service providers and partners who assist us in operating our Site, conducting our business, or servicing you, so long as those parties agree to keep this information confidential
• In connection with a business transfer, such as a merger, acquisition, or sale of assets, where your information may be disclosed or transferred as part of such a transaction
• With third parties to market their products or services to you if you have consented to these disclosures
• To comply with legal obligations, such as in response to a court order or a subpoena, or to protect our rights and the rights of others

Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access – You have the right to request copies of your personal data
• The right to rectification – You have the right to request that we correct any information you believe is inaccurate or complete information you believe