WHY LOAN INDIA GURU
30000+
LOAN APPLICATION PROCESSED
100+
FINANCIAL ADVISORS
20000+
SATISFIED CLIENTS
50000+
EXPERT MAN-HOURS EXPERIENCE
A home loan with us also means that you would get the benefit of the following exemplary features:
· Competitive interest rates: This is a big one, as the interest rate will significantly impact your monthly payment and the total cost of the loan.
· Low or no closing costs: Closing costs can add thousands of dollars to the upfront cost of your home loan. Look for lenders who offer low closing costs or credits towards closing costs.
· Long repayment terms: A longer repayment term will result in a lower monthly payment, but you'll also end up paying more interest over the life of the loan.
· Flexible repayment options: Some lenders offer features like bi-weekly payments, which can help you pay off your loan faster.
· No prepayment penalty: A prepayment penalty is a fee you have to pay if you pay off your loan early. Look for a lender that doesn't charge a prepayment penalty.
· Down payment assistance: This can help you reduce the amount of money you need to come up with upfront for a down payment.
· Extra features: Some lenders offer additional features, such as the ability to build a line of credit into your home loan or the ability to skip payments under certain circumstances.
Powered by Froala Editor
Powered by Froala Editor
1. KYC Documents (Know Your Customer)
These documents are required by law to verify your identity and residence. They are typically the same for most loan applications. For applicant and co-applicant
2. Loan Specific Documents
These documents provide the lender with details about your financial situation and the property you're purchasing. The specific requirements may vary depending on whether you are salaried or self-employed and the lender itself.
For Salaried Individuals:
For Self-Employed Individuals:
Property Documents:
Copy of Complete Property Chain Along with Sanction Plan
Additional Documents:
For free expert, loan Guidance in India, feel free to connect or what’s app to loanguruindia.com
Powered by Froala Editor
LOAN APPLICATION PROCESSED
FINANCIAL ADVISORS
SATISFIED CLIENTS
EXPERT MAN-HOURS EXPERIENCE